:root{--calc-primary-dark:#192031;--calc-primary-medium:#284b66;--calc-accent-gold:#cdb9a3;--calc-gold-hover:#b8a088;--calc-white:#fff;--calc-offwhite:#f8f9fa;--calc-light-neutral:#e5e7eb;--calc-text-primary:#192031;--calc-text-secondary:#4b5563;--calc-text-muted:#6b7280;--calc-error:#dc2626;--calc-error-bg:#fee2e2;--calc-success:#059669;--calc-success-bg:#d1fae5;--calc-font-heading:"Butler",Georgia,serif;--calc-font-primary:"Libre Franklin",-apple-system,BlinkMacSystemFont,sans-serif;--calc-spacing-xs:0.5rem;--calc-spacing-sm:0.75rem;--calc-spacing-md:1rem;--calc-spacing-lg:1.5rem;--calc-spacing-xl:2rem;--calc-spacing-2xl:3rem;--calc-radius-sm:0.375rem;--calc-radius-md:0.5rem;--calc-radius-lg:0.75rem;--calc-radius-xl:1rem;--calc-shadow-sm:0 1px 2px 0 rgba(0,0,0,.05);--calc-shadow-md:0 4px 6px -1px rgba(0,0,0,.1);--calc-shadow-lg:0 10px 15px -3px rgba(0,0,0,.1);--calc-shadow-xl:0 20px 25px -5px rgba(0,0,0,.1);--calc-transition-base:all 0.2s ease;--calc-transition-slow:all 0.3s ease}.hefboom-calculator-wrapper{background:linear-gradient(135deg,#f8f9fa,#e9ecef);font-family:var(--calc-font-primary);margin:0 auto;max-width:100%;min-height:100vh;padding:clamp(2rem,4vw,4rem) clamp(1rem,2vw,2rem);width:100%}.calc-container{background:var(--calc-white);border:2px solid var(--calc-light-neutral);border-radius:var(--calc-radius-xl);box-shadow:var(--calc-shadow-xl);margin:0 auto;max-width:1200px;overflow:hidden}.calc-main-header{background:linear-gradient(135deg,var(--calc-primary-dark) 0,var(--calc-primary-medium) 100%);color:var(--calc-white);padding:var(--calc-spacing-2xl) var(--calc-spacing-xl);text-align:center}.calc-main-header h1{font-family:var(--calc-font-heading);font-size:clamp(1.75rem,4vw,2.5rem);font-weight:700;line-height:1.2;margin:0 0 var(--calc-spacing-md)}.calc-main-header p{font-size:clamp(1rem,2vw,1.25rem);line-height:1.6;margin:0;opacity:.95}.hidden{display:none!important}.auth-screen{padding:clamp(1.5rem,3vw,2.5rem) 0}.auth-content{margin:0 auto;max-width:600px;padding:0 var(--calc-spacing-lg)}.auth-content h2{color:var(--calc-primary-dark);font-family:var(--calc-font-heading);font-size:clamp(1.5rem,3vw,2rem);font-weight:700;line-height:1.3;margin:0 0 var(--calc-spacing-md);text-align:center}.auth-description{color:var(--calc-text-secondary);font-size:clamp(.9375rem,2vw,1.125rem);line-height:1.6;margin:0 0 var(--calc-spacing-xl);text-align:center}.auth-buttons-primary{display:grid;gap:var(--calc-spacing-md);grid-template-columns:1fr;margin-bottom:var(--calc-spacing-xl)}.auth-divider{margin:var(--calc-spacing-xl) 0;position:relative;text-align:center}.auth-divider:after,.auth-divider:before{background:var(--calc-light-neutral);content:"";height:1px;position:absolute;top:50%;width:40%}.auth-divider:before{left:0}.auth-divider:after{right:0}.auth-divider span{background:var(--calc-white);color:var(--calc-text-muted);font-size:.8125rem;font-weight:600;letter-spacing:.05em;padding:0 var(--calc-spacing-md);position:relative;text-transform:uppercase}.auth-email-section{background:var(--calc-offwhite);border:1px solid var(--calc-light-neutral);border-radius:var(--calc-radius-lg);padding:var(--calc-spacing-xl)}.email-option-text{color:var(--calc-primary-dark);font-size:.9375rem;font-weight:600;margin-bottom:var(--calc-spacing-md);text-align:center}.email-input-group{display:block;margin-bottom:var(--calc-spacing-md)}.email-input-group input{background:var(--calc-white);border:2px solid var(--calc-primary-medium);border-radius:var(--calc-radius-md);color:var(--calc-text-primary);display:block;font-size:1rem;outline:none;padding:.875rem 1rem;transition:var(--calc-transition-base);width:100%}.email-input-group input:focus{border-color:var(--calc-accent-gold);box-shadow:0 0 0 3px hsla(31,30%,72%,.15)}.email-note{color:var(--calc-text-muted);font-size:.8125rem;line-height:1.5;margin-top:var(--calc-spacing-md);text-align:center}.gdpr-consent-section{margin:var(--calc-spacing-lg) 0 var(--calc-spacing-md)}.gdpr-checkbox{align-items:flex-start;color:var(--calc-primary-dark);cursor:pointer;display:flex;font-size:.875rem;gap:var(--calc-spacing-sm);line-height:1.5;margin-bottom:var(--calc-spacing-md);text-align:left}.gdpr-checkbox input[type=checkbox]{accent-color:var(--calc-accent-gold);cursor:pointer;flex-shrink:0;height:18px;margin-top:.25rem;min-width:18px;width:18px}.gdpr-checkbox span{flex:1}.gdpr-checkbox a{color:var(--calc-accent-gold);text-decoration:underline;transition:color var(--calc-transition-base)}.gdpr-checkbox a:hover{color:var(--calc-gold-hover)}.error-message{background:var(--calc-error-bg);border-left:4px solid var(--calc-error);border-radius:var(--calc-radius-md);color:var(--calc-error);font-size:.875rem;line-height:1.4;margin-top:var(--calc-spacing-sm);padding:var(--calc-spacing-sm) var(--calc-spacing-md);text-align:left}.calc-content{display:grid;gap:var(--calc-spacing-xl);grid-template-columns:1fr;padding:var(--calc-spacing-xl)}@media (min-width:769px){.calc-content{grid-template-columns:1fr 1fr}}.calc-inputs{background:var(--calc-offwhite);border:1px solid var(--calc-light-neutral);border-radius:var(--calc-radius-lg);padding:var(--calc-spacing-xl)}.input-grid{display:grid;gap:var(--calc-spacing-lg)}.input-group{flex-direction:column}.input-group,.input-group label{display:flex;gap:var(--calc-spacing-sm)}.input-group label{align-items:center;color:var(--calc-primary-dark);font-size:.9375rem;font-weight:600;line-height:1.4}.input-group label svg{color:var(--calc-accent-gold);flex-shrink:0}.input-wrapper{align-items:center;display:flex;position:relative}.input-prefix,.input-suffix{color:var(--calc-text-muted);font-size:.9375rem;font-weight:600;pointer-events:none;position:absolute;z-index:1}.input-prefix{left:1rem}.input-suffix{right:1rem}.input-wrapper input,.input-wrapper select{background:var(--calc-white);border:2px solid var(--calc-primary-medium);border-radius:var(--calc-radius-md);color:var(--calc-primary-dark);font-family:var(--calc-font-primary);font-size:1rem;outline:none;padding:.875rem 1rem;transition:var(--calc-transition-base);width:100%}.input-wrapper:has(.input-prefix) input{padding-left:2.5rem}.input-wrapper:has(.input-suffix) input{padding-right:2.75rem}.input-wrapper input:hover,.input-wrapper select:hover{border-color:var(--calc-accent-gold)}.input-wrapper input:focus,.input-wrapper select:focus{border-color:var(--calc-accent-gold);box-shadow:0 0 0 3px 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var(--calc-accent-gold);border-radius:var(--calc-radius-lg);box-shadow:var(--calc-shadow-sm);display:flex;gap:var(--calc-spacing-md);padding:var(--calc-spacing-lg);transition:var(--calc-transition-base)}.info-box-enhanced:hover{box-shadow:var(--calc-shadow-md);transform:translateY(-2px)}.info-box-icon{align-items:center;background:linear-gradient(135deg,var(--calc-accent-gold) 0,var(--calc-gold-hover) 100%);border-radius:50%;display:flex;flex-shrink:0;height:64px;justify-content:center;width:64px}.info-box-icon svg{color:var(--calc-white)}.info-box-content{flex:1}.info-box-label{color:var(--calc-text-muted);font-size:.8125rem;font-weight:500;line-height:1.3;margin-bottom:.375rem}.info-box-value{color:var(--calc-primary-dark);font-family:var(--calc-font-heading);font-size:1.75rem;font-weight:700;line-height:1;margin-bottom:.25rem}.info-box-note{color:var(--calc-text-muted);font-size:.75rem;line-height:1.3}.calc-results{align-self:start;background:linear-gradient(135deg,var(--calc-primary-dark) 0,var(--calc-primary-medium) 100%);border-radius:var(--calc-radius-lg);color:var(--calc-white);padding:var(--calc-spacing-xl);position:sticky;top:var(--calc-spacing-xl)}.result-header{align-items:center;display:flex;font-family:var(--calc-font-heading);font-size:1.5rem;font-weight:700;gap:var(--calc-spacing-sm);justify-content:center;line-height:1.3;margin-bottom:var(--calc-spacing-lg);text-align:center}.result-header svg{color:var(--calc-accent-gold);flex-shrink:0}.scenario-tabs{display:grid;gap:var(--calc-spacing-sm);grid-template-columns:repeat(2,1fr);margin-bottom:var(--calc-spacing-lg)}.scenario-tab{background:hsla(0,0%,100%,.05);border:2px solid hsla(0,0%,100%,.2);border-radius:var(--calc-radius-md);color:hsla(0,0%,100%,.8);cursor:pointer;font-family:var(--calc-font-primary);font-size:.9375rem;font-weight:600;padding:.875rem var(--calc-spacing-md);text-align:center;transition:var(--calc-transition-base)}.scenario-tab:hover{background:hsla(0,0%,100%,.1);border-color:var(--calc-accent-gold);color:var(--calc-white)}.scenario-tab.active{background:var(--calc-accent-gold);border-color:var(--calc-accent-gold);box-shadow:0 4px 6px rgba(0,0,0,.1);color:var(--calc-primary-dark)}.scenario-content{display:none}.scenario-content.active{animation:fadeInUp .4s ease-out;display:block}.result-highlight{background:linear-gradient(135deg,hsla(31,30%,72%,.2),hsla(31,30%,72%,.1));border:2px solid hsla(31,30%,72%,.3);border-radius:var(--calc-radius-lg);margin-bottom:var(--calc-spacing-md);padding:var(--calc-spacing-lg);text-align:center}.result-highlight .result-label{align-items:center;display:flex;font-size:.9375rem;font-weight:500;gap:var(--calc-spacing-xs);justify-content:center;line-height:1.4;margin-bottom:var(--calc-spacing-sm);opacity:.9}.result-highlight .result-value{color:var(--calc-accent-gold);font-family:var(--calc-font-heading);font-size:clamp(1.75rem,3vw,2.25rem);font-weight:700;line-height:1.1}.result-item{align-items:center;background:hsla(0,0%,100%,.05);border:1px solid hsla(0,0%,100%,.1);border-radius:var(--calc-radius-md);display:flex;gap:var(--calc-spacing-md);justify-content:space-between;margin-bottom:var(--calc-spacing-sm);padding:var(--calc-spacing-md);transition:var(--calc-transition-base)}.result-item:hover{background:hsla(0,0%,100%,.08);transform:translateX(4px)}.result-item.result-highlight-inline{background:linear-gradient(135deg,hsla(31,30%,72%,.15),hsla(31,30%,72%,.05));border-color:hsla(31,30%,72%,.3)}.result-label{flex:1;font-size:.9375rem;font-weight:500;line-height:1.4;opacity:.95}.result-value{font-family:var(--calc-font-heading);font-size:1.125rem;font-weight:700;white-space:nowrap}.tooltip-container{cursor:help;display:inline-flex;position:relative;vertical-align:middle}.tooltip-icon{flex-shrink:0;opacity:.7;transition:opacity var(--calc-transition-base)}.tooltip-container:hover .tooltip-icon{opacity:1}.tooltip-text{background:rgba(0,0,0,.95);border-radius:var(--calc-radius-md);bottom:calc(100% + .5rem);box-shadow:var(--calc-shadow-lg);color:var(--calc-white);font-size:.8125rem;font-weight:400;left:50%;line-height:1.4;max-width:280px;opacity:0;padding:var(--calc-spacing-sm) var(--calc-spacing-md);pointer-events:none;position:absolute;transform:translateX(-50%);transition:opacity var(--calc-transition-base);white-space:normal;width:max-content;z-index:1000}.tooltip-container:hover .tooltip-text{opacity:1}.tooltip-text:after{border:.375rem solid transparent;border-top-color:rgba(0,0,0,.95);content:"";left:50%;position:absolute;top:100%;transform:translateX(-50%)}.calc-breakdown{background:var(--calc-offwhite);border:1px solid var(--calc-light-neutral);border-radius:var(--calc-radius-lg);grid-column:1/-1;padding:var(--calc-spacing-xl)}.breakdown-title{align-items:center;color:var(--calc-primary-dark);display:flex;font-family:var(--calc-font-heading);font-size:1.5rem;font-weight:700;gap:var(--calc-spacing-sm);justify-content:center;line-height:1.3;margin-bottom:var(--calc-spacing-lg);text-align:center}.breakdown-title svg{color:var(--calc-accent-gold);flex-shrink:0}.comparison-table{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--calc-light-neutral);border-radius:var(--calc-radius-lg);box-shadow:var(--calc-shadow-md)}.comparison-table table{background:var(--calc-white);border-collapse:collapse;min-width:600px;width:100%}.comparison-table thead{background:var(--calc-primary-dark);color:var(--calc-white)}.comparison-table th{font-family:var(--calc-font-primary);font-size:.9375rem;font-weight:600;padding:var(--calc-spacing-md) var(--calc-spacing-lg);text-align:left;white-space:nowrap}.comparison-table th:first-child{border-top-left-radius:var(--calc-radius-lg)}.comparison-table th:last-child{border-top-right-radius:var(--calc-radius-lg)}.comparison-table td{border-bottom:1px solid var(--calc-light-neutral);font-size:.9375rem;line-height:1.5;padding:var(--calc-spacing-md) var(--calc-spacing-lg)}.comparison-table tbody tr:last-child td{border-bottom:none}.comparison-table tbody tr{transition:var(--calc-transition-base)}.comparison-table tbody tr:hover{background:var(--calc-offwhite)}.comparison-table .highlight-row{background:linear-gradient(135deg,#fffbf7,#fef8f0);font-weight:600}.comparison-table .highlight-row:hover{background:linear-gradient(135deg,#fef8f0,#fee8d5)}.comparison-table td:first-child{color:var(--calc-primary-dark);font-weight:500}.comparison-table td:not(:first-child){color:var(--calc-primary-dark);font-family:var(--calc-font-heading);font-weight:600;text-align:right}.explanation-box{background:linear-gradient(135deg,#fffbf7,#fef8f0);border-left:4px solid var(--calc-accent-gold);border-radius:var(--calc-radius-lg);box-shadow:var(--calc-shadow-sm);grid-column:1/-1;padding:var(--calc-spacing-xl)}.explanation-header{align-items:center;display:flex;gap:var(--calc-spacing-md);margin-bottom:var(--calc-spacing-lg)}.explanation-header svg{color:var(--calc-accent-gold);flex-shrink:0}.explanation-header h3{color:var(--calc-primary-dark);flex:1;font-family:var(--calc-font-heading);font-size:1.5rem;font-weight:700;line-height:1.3;margin:0}.explanation-box>p{color:var(--calc-text-secondary);font-size:1rem;line-height:1.7;margin:0 0 var(--calc-spacing-lg)}.explanation-card{background:var(--calc-white);border:1px solid var(--calc-light-neutral);border-radius:var(--calc-radius-lg);box-shadow:var(--calc-shadow-sm);margin-bottom:var(--calc-spacing-md);padding:var(--calc-spacing-lg)}.explanation-card-header{align-items:center;border-bottom:2px solid var(--calc-light-neutral);color:var(--calc-primary-dark);display:flex;font-size:1rem;font-weight:700;gap:var(--calc-spacing-sm);margin-bottom:var(--calc-spacing-md);padding-bottom:var(--calc-spacing-sm)}.explanation-card-header svg{color:var(--calc-accent-gold);flex-shrink:0}.explanation-list{list-style:none;margin:0;padding:0}.explanation-list li{align-items:flex-start;color:var(--calc-text-secondary);display:flex;font-size:.9375rem;gap:var(--calc-spacing-sm);line-height:1.6;padding:var(--calc-spacing-sm) 0}.explanation-list li svg{color:var(--calc-accent-gold);flex-shrink:0;margin-top:.125rem}.explanation-list li span{flex:1}.calc-val{color:var(--calc-primary-dark);font-family:var(--calc-font-heading);font-weight:700}.explanation-tip{align-items:flex-start;background:linear-gradient(135deg,#fef8f0,#fee8d5);border-left:4px solid var(--calc-accent-gold);border-radius:var(--calc-radius-lg);display:flex;gap:var(--calc-spacing-md);margin-top:var(--calc-spacing-md);padding:var(--calc-spacing-lg)}.tip-icon{flex-shrink:0;font-size:2rem;line-height:1}.tip-content{color:var(--calc-text-secondary);flex:1;font-size:.9375rem;line-height:1.7}.tip-content strong{color:var(--calc-primary-dark);font-weight:700}.calc-btn,.vgbel-btn{align-items:center;border:none;border-radius:var(--calc-radius-md);cursor:pointer;display:inline-flex;font-family:var(--calc-font-primary);font-size:.9375rem;font-weight:600;gap:var(--calc-spacing-xs);justify-content:center;letter-spacing:.05em;min-height:44px;overflow:hidden;padding:.875rem 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ease;display:flex;height:100%;justify-content:center;left:0;position:fixed;top:0;width:100%;z-index:10000}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}.vgbel-modal.hidden{display:none}.modal-overlay{backdrop-filter:blur(4px);background:rgba(25,32,49,.85);height:100%;left:0;position:absolute;top:0;width:100%}.modal-content{animation:slideUp .3s ease;background:var(--calc-white);border-radius:var(--calc-radius-xl);box-shadow:0 20px 60px rgba(0,0,0,.3);height:80vh;max-height:700px;max-width:600px;overflow:hidden;position:relative;width:90%;z-index:1}@keyframes slideUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}.modal-content iframe{border:none;height:100%;width:100%}.modal-close{align-items:center;background:var(--calc-primary-dark);border:none;border-radius:50%;box-shadow:var(--calc-shadow-md);color:var(--calc-white);cursor:pointer;display:flex;font-size:24px;height:44px;justify-content:center;line-height:1;position:absolute;right:var(--calc-spacing-md);top:var(--calc-spacing-md);transition:var(--calc-transition-base);width:44px;z-index:2}.modal-close:hover{background:var(--calc-accent-gold);transform:rotate(90deg)}.modal-close:focus{outline:2px solid var(--calc-accent-gold);outline-offset:2px}.calc-btn.loading,.vgbel-btn.loading{pointer-events:none;position:relative}.calc-btn.loading:after,.vgbel-btn.loading:after{animation:spin .6s linear infinite;border:2px solid transparent;border-radius:50%;border-top-color:currentcolor;content:"";height:16px;left:50%;margin-left:-8px;margin-top:-8px;position:absolute;top:50%;width:16px}@keyframes spin{to{transform:rotate(1turn)}}@keyframes 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